How to Afford Travel After College

How to Afford Travel After College

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Remember that awkward kid from physics class in college? The one whose fashion sense was firmly stuck in the 90’s grunge scene and read way too much Vonnegut? Have you seen his Instagram account? Barcelona, Milan, Bali, Morocco… to name a few places he’s been recently. You have no idea how he does it, but he is living the dream life while working at an entry-level job. You, on the other hand, the only place you will be visiting is the corner gas station for another bag of intense red chips and a fluorescent beverage.

How does he do it? Simple. He life hacks like no other, and you can too. Below we show you a few tips you can use to start saving for that exciting trip to the Azores.

Shop Around

When you are looking to book your flight and stay, don’t do it over one night in a rush. Take your time and be methodical. Try checking flights and hotels at different times and different days. You might be quite surprised by how prices will fluctuate. It might also make a big difference how far before your departure date you purchase your ticket. Play around and when you feel you have found the best fare, pull the trigger and buy that ticket!

Use a Card

It might seem counterintuitive for an article that is helping you save money for travel is encouraging you to use an instrument of debt. The reality, however, is that many cards out there offer incredible mileage points for travel that could quickly pay for your flight and maybe even lodging on your trip. There are two crucial points to consider. First, be sure that you are choosing the right card. There are too many options out there, and you need to find the right one for your needs. Second, be sure that you pay off your entire balance each month. That is indeed the only way this will work. Otherwise, you will be stuck in debt even longer.

Refinance

One of the most significant changes you can make is to look into refinancing any debt you can. Let’s be honest; if you are struggling with paying your college loan payments, it is unlikely that you should be taking a trip anywhere. However, if you tackle that debt, then the world is your oyster, and you are free to explore. Here’s the thing, personal loans can be refinanced and most definitely should be refinanced! It could save you a bundle every month and help you save for your globetrotting efforts.

Eye on the Prize

The most important part of the process is never to take your eyes off the prize. It is easy for us to be distracted and shift our attention to the shiny objects that we see online or that our friends buy. Always remember that objects can be purchased and will make you happy in the short term. Memories, on the other hand, have the potential to impact your life perpetually. Your mind will expand, and your perspectives change every time you travel. That, in itself, should reason enough for you always to keep your goal in mind and save up for that trip.

If you are on the fence about taking the step to start saving towards a dream trip, consider what else you might learn. The process of saving for a goal is a lesson that will last you the rest of your life. While it might seem like a small step, that trip could potentially change your financial life as well.

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