If you got injured on the job, you are entitled to workers’ compensation benefits until you are healed enough to go back to work. However, it’s important to know that Insurance companies don’t like to pay out on claims any more than they absolutely have to. Therefore, they are always looking for a way to get out of having to pay. Here are some of the best tips to help you get started to lower your chances of being denied your benefits.
Consider Talking to a Lawyer
If you suspect that you’ll have any amount of trouble being approved for getting workers’ compensation benefits, consider talking to a workers’ compensation lawyer. Consultations are often free, and you’ll have peace of mind knowing that you spoke with an experienced professional who knows how these cases work.
They will be able to guide you through the process and determine if you should hire their services or not. When dealing with your health and well-being, it’s important to know that you know your rights inside and out.
Report the Injury as Soon as Possible
The law says that you have to report any work-related injuries within a certain period of time, often as few as 15 days. Failing to tell your supervisor as soon as possible following an injury may stop you from being able to file for a workers’ compensation claim. Therefore, you should not waste a moment.
Insurance companies will usually deny a claim right away if they see the injury wasn’t reported immediately. A general rule of thumb is that if you get hurt at work and suspect that your injury has even the slightest potential of causing you to miss work, tell your supervisor. As a result, you’ll be complying with laws and increasing your chances of getting benefits.
If anyone witnessed your injury, ensure that you take down their names. If you need to appeal, your case is denied, you’ll need all of the evidence that you can find, and witnesses are as good as it gets.
Get Medical Attention
After suffering an injury, make an appointment to go to the doctor. Even you don’t suspect it’s an emergency, go to a local emergency room or a walk-in clinic. Don’t wait a single minute Insurance companies will assume you’re not honest if you didn’t see a doctor right away.
Fill Out Accident Report Forms Properly
A large reason for many claims being denied is a failure to fill out forms correctly. If you are too injured to adequately fill them out, wait until you have someone, you trust to help you.